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How much should a groom spend on an engagement ring?
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Grooms who are ready to ask for a woman's hand in marriage will inevitably attempt to figure out how much money they should spend on an engagement ring (diamond ring or otherwise). Guys have all heard (probably in passing) the idea that the diamond engagement ring should cost two months' salary. GroomGroove.com says spend what you can. What grooms are buying
Where did the two months of salary idea come from? The origin of the two months' salary begins with DeBeers, the largest diamond producer and marketer in the world. In 1947, in an effort to increase diamond sales in the United States following a depressed wartime market, DeBeers launched a marketing campaign with a New York advertising firm. A copywriter penned the famous slogan "A diamond is forever". As far as advertising slogans go, it's pretty damn good. A diamond, like your marriage, is supposed to last forever. (ed. - We're thankful wedding preparation doesn't last nearly as long.) From our research, GroomGroove.com understands that DeBeers wanted to bring diamonds to the masses, rather than have them be for a select few. Accordingly, the price of diamonds was set at approximately two months of salary, which is somewhat tied to inflation. Diamonds, just like your marriage, are an investment, and have been an investment device for several thousand years. Hard, durable and used to mine for other minerals, diamonds are generally quite rare (although they are not the rarest of gemstones). This, coupled with cartelization by the producers and resellers, keeps diamond prices very high. As a result, it will cost a groom at least $1000 to purchase a diamond of decent cut, clarity, color and carat. Of course, a $1000 diamond engagement ring will likely be lacking in two or three of the four C's. Accordingly, a groom is likely to spend at least $2,500 on his bride's engagement ring. (Speaking of which - if you want to learn how to make an awesome marriage proposal, we highly recommend our e-book on the subject...)
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@Johnny
Seriously? In DC? $70K doesn't go so far there, pal. Class acts are people who could easily afford to live in luxury and may do so, but don't flaunt it around. As far as an engagement ring making or breaking your professional life, you're completely full of it. Your education and work performance can make or break your professional life. As far as your social life, if you get snubbed by people on account of your ring, they are the wrong set anyway. Good riddance.
People who do not want to spend 10K on a ring are quite often better parents than you and your wife will ever be. Mine didn't spend 1/10th of that. They raised a son who is on the faculty of a very prestigious Southern Ivy engineering school. So you and your honey go make your babies, raise them, see what they turn out to be, and then tell me whether you have earned the right to reproduce.
@Johnny (By JGJJ)
Ok.... Johny, you are D-Bag! I work hard for the little I make, and I didn't have a family to pay my way through college. However, I am smart (IQ and common sense), hard working, and responsible with my money... but to think that love and money have any equal footing and that money reflects the amount of love I have is ignorant to say the least. Should you feel like you need to spend a dollar amount to prove your love, that's a problem you need to deal with, either from your insecurities, media-conditioning that life is about money, or your partner. (And I can tell I will raise my children with much more moral grounding and common sense than you ever could. Your comment about getting married and having kids is ignorant of what true love is.)
I KNOW I don't need to prove my love to my lady with a dollar amount because she desires me for who I am, not the dollar signs. Anyone who is TRULY thinking that they found the one that they are willing to spend their entire lives with will know that its not about the ring but what it represents.
Yes, I would like to buy my love a nice ring, but that's just my pride. Don't let the world, media, and what everyone else thinks get to you. Embrace LOVE! You can always get more money, but there can only ever be one "the ONE"!
Linda
First of all, why does anyone need a ring? My commitment is stronger with my boyfriend than anyone's because we are together because we are committed --- not because we have a piece of paper, or a ring, or a house or a child ---- we are together because we love each other. And if the love dies, then we split . . . simple but an authentic way to live. BTW, he did just buy me a ring "so men know you are taken" . . . not sure that I like that idea . . . I don't need a ring
Nate
After reading all these comments, I'm officially never getting married.
TKLBH
As a recently married woman, I thought I’d weigh in on this discussion. First off, I’m curious about the numbers that are being tossed around here. I’ve heard 2- even three months’ income is the “traditional” amount a man “should” spend on an engagement ring. Second, what a diamond ring “is worth” (ie appraised at) is often drastically different (read: higher) than the cost itself. For example, if you go to a mall jewelry store and buy a diamond and a setting, the jeweler may charge you $4000 but hand you an appraisal saying your ring is worth $10000. Even if you go and get an independent certification (which you should do—so you can get insurance, which you should also do!), the valuation of your ring will likely be much higher than you’ve paid for it. The long and short of my comment is that if a woman tells you she’s wearing a $12k ring, it may have actually only cost $8k. Or $4k.
So, you, for those that are feeling nauseous thinking about spending 2 months of gross income on the ring, why don’t you interpret it as getting a ring “worth” 2 months salary?
For what it’s worth, my husband did spend the “suggested” amount on my ring, and I wanted to kill him. I’d rather have had him spend the money on a car for me. Or a down payment on a house. However, I know many women that disagree.
Von Del'Rossi
Ok first of all im going to say it clear with out holding my tongue any woman who looks down on a guy for not blowing his mortgage to buy a ring is shallow as hell. an needs to think over their life. What ever happened to real love values and being together forever. a ring should not indicate the amount of love your husband has for you. Simply put if he wants to spend that much its all well and fine but he should not feel obligated to do so because u want to be a spoil bitch no chick is pure royalty and you already know damn well you wouldnt go drop that much money on something he wants. An if you say u do ur a damn lie. Ppl need to learn from the past an reread into what marriage an relationships truly are. Its not a salary or a Check it is bondage of 2 souls that have decided to truly be together for the rest of there lives. Go for Quality though gentlemen ur wife doesnt want to stare at a piece of shit all their life... but u dont have to over do it
Caroline
WOW. I can't belive comments I am reading here from other girls... I am going to smack silly my man if I ever find out he spent even a full week's income on a freaking piece of rock to propose. He's a dentist so obviously he makes a lot of money... I like jewelery, don't get me wrong, I am a girl and I like shiny things too. But I am not a superficial princess. What matters to me is that this man truly loves me. What use do I have for a 10 000$ ring if the love of my life dies tomorrow?! Seriously girls... get real. Love is NOT about a ring and the size of the diamond on top of it. This two month income "rule" is stupid.
@ Johnny
Wow, sounds like your wanting to raise your kids around money and make them spoiled little brats. I make quite a bit of money and could easily afford a >10k ring, but my wife and I spent 800$ on hers, and I dont wear the husband version. We both drive 1998 minivans, one with 280k and the other 160k. Why do we do this, because we want to teach our kids the value of money and that love can not be bought & sold. Money will not make you happy, love will. We would not hang around people who would shun us because she wears a 800$ ring. If your social circle revolves around what kind of ring you wear, I think you are hanging around the wrong people. And I would be shocked if a legitimate employer would devalue your services because of the size of ring you wear.
Jeff
Hey BIGMACK, throwing money at a chick is not the way to make a girl love you... it's the way to make a girl love your wallet. That will lead to nothing but heartache. Is that what you really want? Try tellin the girl how you feel.
Jeff
Wow, what a piece of garbage you are Johnny12.
@Johnny12
So if you can't afford to spend $10,000 on a piece of jewelry then you shouldn't be allowed to have a family? People like you who judge others based on their bank accounts are a waste of life.
johnny12
What anyone considers excessive or too expensive is relative. My girlfriend and I are young professionals living in Washington D.C, and we both make about 70K per year. I make enough money now to afford a 10K ring, but I can further justify it by assuming that I'll be making twice as much money in ten years given that I'm a level 2 in my company and expect to receive regular promotions and raises.
10-15K for an engagement is pretty much the norm for anyone working in a competitive professional industry. I'd even say that buying or wearing a cheap ring (under 10k) would seriously cripple both your social and professional life.
Conversely, if you are a blue collar worker making less than 50k, and have pretty much peaked in terms of earning potential, than a 10K ring would absolutely put you in permanent debt. The same is true for low level professional workers in mid-size cities. If you aren't willing or able to save 10K for a wedding ring, you probably shouldn't get married and definitely should not be having kids. If you aren't smart or responsible enough to save 10K, you definitely aren't serious enough to get married.
How can a man be willing to spend 30,000 on a car he'll have for 15 years if he's lucky, but not spend 2 months salary for a wife that will have his children, be his partner?
+++++ I bet he wouldn't spend 30,000 dollars on a car if there was a >50% chance the bank would take it back in a year along with half his other assets and earnings.
bkynchick
How can a man be willing to spend 30,000 on a car he'll have for 15 years if he's lucky, but not spend 2 months salary for a wife that will have his children, be his partner?
BigMack
I came here through a google search. I was searching to find out how much money I need to spend on jewelery to get a girl to love me. There are some girls in my life, but they are just friends to me at best. I heard that girls really really like diamonds. How much money do I need to spend to make a girl fall in love with me? I've tried "Being myself" and all that jazz but I've had no success so far. So, how much do I have to spend to let her see how much I care about her. Please realize this is a woman who probably doesn't even know I like her in the first place.
MN man 1
MN man is a mongoloid, a straight up mongoloid!
MN Man
Really? You all are retarded. Straight up retarded. And you gold digging women are ridiculous. Saying things like I would not be satisfied with a .5k ring worth 1k? Really? So you would be upset with your "loved" one for going out and expressing his love to you? Half of you are complete and utter hippocrits and contradict yourselves left and right. I bought my wife a immitation ring and and told her I wanted her to go out and pick out her own. When we went, she suggested this petite, .65 carat marquise cut solitaire with amazing clarity. I suggested something maybe a little bigger. But no, she refused. You know why? Because love isn't about how much money you spend on someone. It's about the memories you make together, the lives you are about to combine, and the commitment you vow to take. If you need an expensive rock on your finger to prove those things, then maybe you should re-evaluate your relationship. For all you men, take it from me, if you have a decent girl, she will love whatever you get her, as long as you put your heart and thought into it.
to lish, absolutely, how could you live without a 35k ring? You need it to prove he loves you. Or is it just insecurity on your part?
lish
when I got engaged or married with my husband, he didn't do well. my wedding band cost us about 150$ and I didn't ask for engagement ring either. I had very samll wedding party (compare to most of my firends) and I end up paying for it myself. We are married now for about 8 years, however now, my husband just graduated from Medical school and he is going to make around 200k a year. Now I am thinking to get an engagment ring which I always dream of. and I don't feel materialistic if I want to go for 35k ring.
to NYC
NYC, I would gladly pay 15k for a ring, if my wife came with a dowry. But since both ideas are pretty much bunk these days, forget them both. Most guys today get a girl with no dowry, a load of credit cards, a family that cant pay for a wedding, and an american girl who has attitude, wants to buy everything she sees and starts gaining weight the day after she get married. I have a good girl, but if something were to ever happen, it would be tough going finding another decent american girl worth marrying who is not cracked out on all kinds of anti depress meds. They have just all priced themselves out of the market.
NYC
These posts are interesting. There are a few things to consider when reading these opinions. Location is key. I am from NYC, as is my BF. Not only do rings cost more here (taxes), but we both work in industries where appearances unfortunately do matter. I by no means expect a 15k ring, but I also don't want a .5 carat ring that cost 1k. Men should understand that an engagement ring is very important to a woman. Any guy who thinks it is a "waste of money" should reevaluate their relationship. If you're not willing to spend a fairly decent amount of money to ask for a woman's hand in marriage, then you probably shouldn't get married, as life gets much more expensive as the years go by.
Ashley
Ok so i know this might sound strange, but i have found the ring of my dreams, and it only cost about $500 if even that. I am not a high maintenance girl and i don't really ask for alot. All i want is a yellow stone, doesn't even have to be a diamond. So for the two month salary thing, i think it is a load of crap. I think a man should do the best he can with what he has to work with. Don't go into debt on a stupid ring!! Save the money to start a new life with your wife!!
misha
Jews are happy when the goyim go into debt for pet rocks!
Go for it!
Ridiculous
Two months gross income? This may be difficult considering 30% of my check disappears before it hits my bank account. On top of that, I need to pay rent, which is 20% of my income. Food, 10%. Transportation, 10%. School loans, 12%. These are the minimum costs I incur in order to survive. Assuming I don't spend money on ANYTHING else, and that I remain healthy, and that I don't purchase any gifts for anyone (including gf or myself), I should be able to afford my "two months gross income" engagement ring in about 1 year, optimistically. Gf won't be happy to hear about this...
sally
Your Comments
im just apolled a girl i worked with got a kay jewler 900 ring and i think its ridiculous...i would never settle for that especially if they are buying a new luxury car...i dont know maybe im a snnob
ichabod
If you're bothered by the cost of the engagement ring...wait until you find out how much the wedding/reception costs!
The Realist
I do see women posting that spending 7K - 12K is average. Reality dictates that if a blue collar worker is going to get a ring this is completely a fabrication. I know being a college graduate myself, I make 50K/ year, I certainly can't afford to pay $300 for a 3K ring with debt that is already accrued. If a woman can't accept financial limitations and that the ring is a symbol of your devotion, but see's the ring a status symbol THAT is the problem. I understand you should get her what she wants, but how about me I'd like a Hummer for X-mas...does that mean I should get it?
michael
I've noticed all the women posting are pro giant ring and all the men posting are con giant ring
ATTENTION MEN: DON'T GET MARRIED ITS ALL A SCAM
Marriage may be ordained by christian churches but it is a man made invention, it was designed to keep track of property rights from one generation to the next. The concept of "living in sin" was started in the 1800's.
DON'T GET MARRIED ITS NOT WORTH IT YOU GIVE UP EVERY RIGHT YOU HAVE
Women embrace "liberation" when it is convenient. Such work outside the home, not being chained to the stove, not being a sex slave to the man and spending money whenever they want. What women don't want to shoulder is the responsibility of their liberation. All money issues becomes the man's fault even though the woman spends 3/4 of the money. Lack of sex becomes the man's fault even though the woman has completely let herself go physically and is nothing but a source of stress.
Money and sex is what a couple fights over. The man will be blamed.
DON'T GET MARRIED
Jane
If you love your woman enough to be worthy of marrying her, you'll want to treat her like a queen, whatever that means to you. If she loves you enough to be worthy of marrying you, she'll be happy with anything you give her that's from the heart, even if it's straight out of a crackerjack box :)
Cara
I leafed through this out of curiousity - i design and handmake beautiful engagement bands for people. i noticed that all the "shallow" accusations here are mostly leveled at women if they admit to wanting an expensive ring - but this article was written to answer men asking how much they should be spending for a ring.
If you have to measure 2 months salary against spending a lifetime with someone, that is just weird.
How much should you spend? it isn;t really about that.
Of course your budget is important, and buying a ring is putting you way into debt, that doesn't sound like a good symbol of your future. At the same time there is a great deal of skill and craft that goes into making a fine ring so don't ignore that either.
Here is something I have noticed after years of creating rings of all price ranges - you should both be happy, it is a symbol of your promise to each other.
ask yourselves and ask these same questions of your partner - what aspects are important about the ring Should it be about money/ status? jewelry often is, since pretty much when people lived in caves. But is this important to you? if yes, that is ok!! want a diamond or not? Diamonds were not historically the most popular stone for engagement rings - it is true this was created by an advertising agency. They are still beautiful, just not the only choice out there. Sometimes other stones are just as expensive if rare.
Jewelry has also since the beginning represented spiritual and internal sentiments such as love and faith, worn as amulets and talismans. Does this feel right to you? should it be handmade? does it suit your style of living, who you are right now and who you want to become in the future - should it be delicate, dainty, antique style or modern, will you be passing it on to another generation?
there is a very special place where you invest some money, and more importantly some time and effort, and look for a ring that you really like. it's not that hard.
vic
I'm kind of surprised by the men that aren't willing to spend a decent amount of money for an engagement ring. Perhaps this is because I'm from the east coast, but $7-$12k is pretty standard among the people I know. That being said, its not like an engagement ring is an impulse buy, so when you realize the woman you are dating might be the one, start a separate savings account just for a ring. This way you can let the money grow gradually, and when you spend it, you won't be eating ramen noodles for three months or something crazy like that. My ring is somewhere around 1.5 carats for the center round stone, the stone is gorgeous and the setting is one we both fell in love with that he had customed to make it just ours. Prob set him back about $10k, but he had it set aside and started saving around a year and a half into our 3 year relationship. Even if it was a cigar band, I'd be happy just because it means I'm all his, but the sparkling stones are incredible and neither of us regrets his purchase at all. By the way, he is a graduate student...not making lots of money by anyone's standards.
what
If I was guarenteed the same quality/quantity sex and that she would not gain a ton of weight after marriage, I would gladly buy her a diamond worth two years salary. But, judging from what I have seen, woman like that are extremely rare.
Valerie
Seriously the if the amount you spend on her ring is a problem for her then thats not really the problem!
Oh yeah people, and the two month thing, please remember this is only a marketing ploy. If you are really dumb enough to do what the ad agency says you should then you deserve all you get.
Just a girlFri, Feb.13th 2009 thank god my girlfriend is nothing like her, what a b1tch.
Sparts
I get all nervous just reading stuff like this!
Women (and men) need to wake up. At the end of the day we're talking about a chunk of useless metal and almost equally useless stone. Whoever managed to convince us that these are a thing of beauty because they are shiny or sparkle needs shot. Seriously.
Ok, although it's tradition to buy a diamond and nice ring it is a total waste of money to spend two months of your salary (it would be over $15000 for me!). I'm lucky enough to have a girlfriend who would rather I spent less on a ring and instead took her away for a holiday or saved it. I'm not tight, as it happens we just returned from a $11,000 month long vacation (she is at college) but we couldn't have done that if I'd blown the money on a chunk of metal. So many females on this thread have said they'd be embarressed by a small diamond. That frankly is pathetic. Personally if I spent more than I thought appropriate on a ring I'd get mad everytime I saw it. Dont; force your partners to spend more than they are comfortable with ladies, it'll all end in tears. And guys, if they ain't happy with that then bin them.
The thinker post on 19th Sept is spot on. "If you desire a diamond at all, you have been fooled...by DeBeers. You are not thinking for yourself. You are following the herd. Merchandising can be powerful and DeBeers takes the top award. No one in human history has ever been more successful in starting with nothing and creating intense desire in so many people. Before the founding of DeBeers in 1871, most women did not really desire diamonds. Now, particularly in the US, there are many unfortunate women who demand, under pain and penalty of severing the relationship, a diamond commensurate with the socio-economic station of the groom to be. It's not about practicality. It's about being duped. Gem diamond sales are declining, as more women embrace the truth. Diamonds purchased as gem stones are worthless. Hopefully, diamond prices will soon land where they should be...near zero. If you have a burning determination to flush $5k, $10, $20k, or more, maybe you should examinine your values to decide on a worthy charity."
Jen
if you understand and respect your girlfriend, you should understand and respect her expectations when it comes to an engagement ring. Ask yourself "what does she want?" not "what is 'expected' of me by the dominant culture/master marketers. If she wants a big diamond. Go for it! she will likely see that you really mean it! Is she active and modest? maybe she would prefer a modest, eco-friendly ring!
Tiny
Guys if you only were able to buy one car that you would have to drive your entire life would you want a honda or a mercedes. This is how you should think of the ring. This is hopefully the only engagement ring the woman will ever get so it should be the best you can afford.
marriedgrl
When my husband and I got engaged I had always wanted the dream ring however at the time it wasn't feasable to spend 10k on a ring.My husband is military and had gone through a divorce and pays out a hefty chunk in child support.We had a discussion about it and we both agreed that we would chose a ring that he could pay cash for and upgrade later my ring ended up being 2,400 it is a beautiful ring I get complimented on it all the time so if I ever do upgrade I will pass the ring on to my son for when he gets engaged.We've been married over 5 years and in the end I say it is not "The Ring" or "The Wedding" it's the MARRIAGE.
Stupid
This is STUPID... Don't put a standard on a special ocassion. As long as the ring is from the heart it shouldn't mattter. Also, Why does the engagement ring cost more than the wedding ring. I mean seriously... which one denotes the bigger step?
Budgeting2
Now - what should your budget be? Well, answer some questions; Will you be paying for the ring upfront; If so, how much of your savings are you will to invest? Or will you be making monthly payments over time (financing it); In this case, what amount of payment/for how long can you make it? These questions might settle your budget for you. If you are lucky enough to be unlimited by these questions, then spend as much as you feel comfortable spending, understanding the traditional and social importance an engagement ring is meant to represent.
Make no mistake - every woman wants a beautiful ring. But beautiful doesn't have to mean expensive. I agree with other posts recommending you should think about what kind of lady will be wearing it. The golden rule - Don't be cheap, but don't go nuts either.
Budgeting
I'm not engaged (yet) but am curious about this topic. I think everyone forgets the point of this question is finances - not sentiments. As with any large purchase, be it a car, tv, or jewellery, it's important to establish what you can afford FIRST. Then, after doing your research on the item, buy the best you can for your budget based on how 1. much the item will be used (in this case everyday) and 2. how long you expect it to last (hopefully forever). But remember, establish your budget FIRST!
Mind in michigan
um yea so ladies help me out here im confused. From what a majority of you say a ring is very important to you and some of you went so far as to say that its important that you can show people. I thought the ring was a symbol for unending love that should be there without anything else. I dont mind spending money if the girl gets what she really wants and isnt just looking for a price tag. Including 2 months salary and the "dream come true" wedding youre taking about a huge sum of money. Trust me i love my lady but id rather invest that money in us not in a ring or a single day. I could buy a house for what some of you say you spent on a ring. I hope as 'Picked mine today' realizes at the end of tyhe day its the man your saying yes to not the ring.
What Matters
You just need to strike the right median. Get something your future wife will like as well as something you are comfortable with.
Second... for gosh sakes go to a place that will let you exchange it for something else at anytime or that has a 60 day return period.
At ShaneCo you can go in and as long as the diamond is $1 more than what you have you can exchange it at anytime for something else.
And for all you people saying you earn so much but won't do the 2 months thing. If you can't afford 2 months salary and you aren't married yet.... sheesh, have fun with managing money afterwards. Although if you can afford it and have thought better about it great.
Michael
My present girlfriend and, hopefully, future wife are both devout Catholics. We have discussed this and agreed that she will get a ring, but not one that costs two months of my salary. We both give money to charity (that's one of the things we find attractive about each other), and that would probably have to stop or be cut way back if I went and spent $15K on a rock... She has student loans she's still paying back, and I owe just over $100,000 on a home mortgage. We'll be paying for our wedding ourselves, too.
H
when my now husband proposed to me he was an apprentice and my ring cost all of £695 and I loved it. I used take my jewellery off when washing up and one evening whilst we were in bed we were broken into and the beasts stole it. So when we eventually received our insurance money we went out to buy a new one. This one cost a little more than the first, £3750 to be precise. My little girl loved playing with it on my finger and I promised her that when she was a big girl I'd let her have it. The say lightening doesn't strike twice, well in my case it did. We were burgled again and this time they took everything. So the point of my story is, it doesn't matter what you spend on a ring, sentimental value is worth millions more and for goodness sakes make sure you have them individually insured.
Thinker
If you desire a diamond at all, you have been fooled...by DeBeers. You are not thinking for yourself. You are following the herd. Merchandising can be powerful and DeBeers takes the top award. No one in human history has ever been more successful in starting with nothing and creating intense desire in so many people. Before the founding of DeBeers in 1871, most women did not really desire diamonds. Now, particularly in the US, there are many unfortunate women who demand, under pain and penalty of severing the relationship, a diamond commensurate with the socio-economic station of the groom to be. It's not about practicality. It's about being duped. Gem diamond sales are declining, as more women embrace the truth. Diamonds purchased as gem stones are worthless. Hopefully, diamond prices will soon land where they should be...near zero. If you have a burning determination to flush $5k, $10, $20k, or more, maybe you should examinine your values to decide on a worthy charity.
Diana
Jenny
Sun, Jun.28th 2009
Rating:
P.S. Don't recycle a diamond either. Getting it cheap at your local flea market and then turning around and having it placed into a semi mount is not cool
That is the most retarded thing i've ever read.
Why are people SO materialistic?
I think if my fiance did something like that, it would not only prove creativity, but it is more economic AND intelligent!!
SOME women are WAY too hung up on sentimental ideals regarding an engagement ring. No matter how you look at it, it is a metal band with a stone setting. Your soul doesn't get sucked up into it, doesn't have evil or magical powers... it's an object.
Louis
2 months salary??? This seems a bit much. I know it's a lasting peace of history showing my professed love for possible future wife but I really do think I should be doing something more useful with that money! Alot of posting people seemingly earn enough to have huge savings accounts and practically own diamond mines -don't know why you need to buy any- I don't, so by the time I'd saved 2 months salary to spend all at once on something to look at, we'd be about 80, and she'd have left me!
Thnak god she doesn't like rings, has no idea what a carat is -nor do I- and we don't care we love each other not stones!
mb
my man and i started talking about this stuff, we've been together close to two years, and living together for over a year. He owns a house a truck, has savings, no debt has a decent job. He said no way am I going to spend 2 months salary on a ring. It's just a ring. I agree for the most part, he is very practical, but I hope to get something that I'm happy to wear every day. I have little hands, so like .65-.8 carats with decent clarity is all I really hope for. I don't want or need a flashy huge rock. I just hope I don't end up with something toooo practical if you know what I mean, LOL...
Ms. Ella
This has been very informative... My boyfriend (soon to be fiance) and I recently discussed this. I have seen too many marriages that start off with the fly ring, the grand wedding, the extravagent house that end up in divorce less than a year later. I want us to be comfortable AND I want a nice piece of jewelry that I adore. I prefer that we are able to live comfortably for years to come rather than spend money on an expensive ring only to eat Ramen off of paper plates for the next 3 years...as such..we have decided to go the Moissanite route. Before you say it's a 'fake diamond' Moissanite is not!! It's it's own stone. Yes it is comparable to a diamond in most of the areas that count cut, clarity, color etc but the cost is significantly less. I can get a beautiful stone, a gorgeous setting and be happy with the man that I love for less than $1000.00. I know that to some girls "nothing but a diamond will do" but that's just not me. Take a look into what matters to you and decide accordingly!!
Mayflower Mama
Reading this as an old and very wealthy woman who has one well off young son soon to get engaged. I am confident that he has made a wonderful choice in that she is too intelligent and classy to be hinting for a large, vulgar diamond--she loves him and all can see she would be happy with the Cracker Jack ring--she wants him not his money. So I am happy to go to the family vault and give him the family stone -- a very fine rock that has been in our family for over generations -- to surprise her with. Men, your sweetheart should be thrilled with whatever you give her, if she truly loves you. If she fusses over the ring, pitch her back and choose another more worthy bride.
Barcers
I would never forgive myself if my furture wife had her finger cut off to extract a diamond ring. $5 maximum or from a cracker at Christmas I reckon should do the job.
Anna
At the risk of sounding extremely shallow and materialistic, I want the ring that I want that I will feel proud wearing. To some it might be enormous, but to me and considering my job, my age, and my lifestyle, it's appropriate. My fiance's finances are not the best right now considering his divorce and he does not have the money for the ring that I want, nor do I want him to go into debt. We explored three options - no ring, a ring from my mom, or the third, which is what we are doing. No ring was not acceptable. Shallow, I know. Whatever, flame away, I don't care. The ring for my mom was ok, but not what I wanted. She is a widow and my father did well and her ring is ENORMOUS and totally inappropriate. Ok as a temporary ring, but not something I would wear every day. The last option seemed the most practical and equitable if not a bit cheesy. I gave my ring from my first marriage to my fiance, showed him what I wanted, and told him to upgrade the stone and get a new setting for me. I know that it would hurt my ex's feelings, but seriously what I am I going to do with a beautiful ring sitting in a drawer. I consider it to be a contribution, even an investment, in my future that makes us both happy.
In the market
As a woman, I think the 2 months rule is rather dependant upon your situation. If you are deep in debt, know you will be fronting all wedding costs yourself, still in school, alimony payments, etc I would think that any womany worthy of proposing too would mentally take that into account in the whole engagement ring scene.
Also some people make a lot more a month, and 2 months is extremely high to spend in my situation. My boyfriend is in that category for gross or net, and I certainly do not want him to spend that much on the ring. We are planning to look at rings so he knows what I like for settings, and he can make the decision on the diamond. I think that is very smart, because then I will for sure love the ring if I got to show him exact settings I liked! The setting does not dictate the cost, so he can still determine what diamond fits his budget and what he is willing to spend.
I liked the post that said the amount varies, but should take a financial hit on the guy...it shouldn't be an easy purchase to make, and should require some thinking and planning on his part to save and pay for it. It is a big decision, both financially and emotionally so taking extra time to save up is a good thing!
Steve
If you're fiance needs a big diamond ring, then for god sake's don't marry her! Find a nice girl that is not material. Otherwise it will probably just end in divorce anyway.
My wife picked out a $900 dollar ring which she really liked, even though between us we earn about $180,000 per year. We are happy.
Courtney Lawrie
You of course should never go into debt for a ring, it is something that you should save up for. Most women dream of a one carat diamond ring, it's not overly expensive, a fine size, anything larger than that looks fake anyways. You can get a stunningly beautiful ring for less than $5000, any more is just ridiculous. You don't want the diamond to be too small though, because it will be very disappointing to her, regardless of how excited she is to be proposed to.
please god noooo
i just woke up and this was the page that was left on the laptop when my boyfriend left for work. i don't want a ring. a $20 ring or a $10,000 ring. i'm terrified that he was even looking at this.
Picked Mine Today
Listen, the bottom line is this... I don't care how much the ring costs. I care that my fiance knows that it is something I've been dreaming about since I was six, and wants to see me happy. Basically, I want to see that he really wants me to have something I will love and cherish. That said, if I'm a selfish, spoiled brat who can't keep in perspective that as a couple we have other financial obligations and burdens and think my "dream ring" is more important than say a down payment on a house, then I don't deserve a guy like that now do I? When my fiancee first started asking me about what kind of ring I would like I pointed him in the direction of something very specific (which I thought was safely in his budget) and told him that I loved it, but that I would be happy with anything of a similar style and didn't want him to break the bank on a piece of jewelry. At the end of the day, I'm far more excited about the man I'm getting than the ring I'm getting.
Bob
This has turned into a forum so anonymous people can boast/lie about how much money their husband makes. Good for you. You truly are living the "Woman American Dream" - staying at home tending to your crotch fruit, shopping, and telling everyone how your husband spent two months salary - which equals exactly $XX,XXXX.XX - on your engagement ring. I am thankful my wife isn't so pathetically shallow.
A
i was given a ring with the smallest diamond I have ever seen. It reminds me of a diamond that some people place in their nose. I didnt even know you can buy such a small diamond ring. It probably cost around $100, $200 at most. Good thing it bruised my finger...at least i have a reason not to wear it. You should see how shocked I was when I was given that ring. My childhood maid's ring is bigger than that. What hurts is that he is earning more than $5K a month and he could have easily bought me the ring I loved which is less than $4K. I just dont understand why and it hurts me everytime i see the ring. I'll probably "lose" it one day just because I hate it that much and I cant bear the embarassment of letting everyone know what he gave me for an engagement ring
don't buy diamond n dont support that industry coz it's full of guilt.
Felicia
Oh boy...well Melissa and girl just a girl...My man drives a $75,000.00 sports car and I drive a mini van. I'm low maintenance and never buy for myself. So yep, I expect a nice ring. Not a huge cost for it, but let me choose it and don't put up a stink about the price because we are after all paying $1,500.00 in a sports car payment a month. So I agree with you ladies, it does make a man look bad if Im sportin' a inexpensive ring and he is rockin' a nice car. Men...don't embarrass yourself. You'll understand when she walks in some place and some complete stranger says' "Oh my God, your ring is gorgeous!" You'll get aroused at the pride you feel and your woman will thank you for it later.
Kalie
Okay, so we struck a nerve about how much you should spend on a ring. I can only speak for myself...since I was little I dreamt about my wedding day. The perfect man, the perfect dress, the perfect cake, the perfect ceremony and yes, the perfect ring. This does not mean you need to spend a load of money, but it does complete the "dream come true." Why should you be so offended CJB because as a woman maybe she wants just one thing that she can look at every day and gasp at the beauty of it. You are exactly the type of man I'm glad I didn't end up with...cheap. Just remember that $20.00 band when you want to upgrade your flat screen tv.
Jenny
P.S. Don't recycle a diamond either. Getting it cheap at your local flea market and then turning around and having it placed into a semi mount is not cool. Call it superstition but there's a reason that person no longer is wearing it so why do you want us to? Besides, that's being cheap and someday she'll run across the papers and you will embarrass yourself. Unless it's an heirloom that she already approves of, don't go there.
Jenny
Trust me...I'd rather spend my two months salary and buy the ring of my dreams instead of having to settle for the wrong ring. My ring cost $9,000.00 I can't stand it, I don't wear it 90% of the time. I guess if you are going to spend the money, take her to pick it out. You will be surprised at what she chooses because the ring I had hoped to have was only $3,500.00. Now we are looking at spending even more money once we marry to have it set in a guard/wrap or to have it reset. Very bad investment. You may think I'm selfish but if you have dreamed of owning a Corvette since you were a child and I surprised you with a Brand New Mustang...oops, now you're obligated to drive it and love it cuz It will totally hurt my feelings otherwise. (Not to mention I'll think you are a selfish brat.) Then I'll say things like, "doesn't it matter that I liked it or that I picked it out or that you didn't have a nice car in the first place and now you do???" Hmmm...starting to sound familiar? Guys, just take her and save some money. Tell her to pick out three and you decide later when she's not around...just make sure she doesn't see the price. My guy bragged about how much mine was and even showed me the appraisal papers but I just wanted to say to him "You really shouldn't have."
Heirloom
I have been married for just under two years and up until a month ago when my husband and I bought a home, my engagement ring and wedding band were the most expensive items we both owned. I love my engagement ring, not because of how much it cost, but because I know that my husband worked very very hard to save up enough money to give it me. When we found it I fell in love with it immediately, but we realized it was just too expensive. I walked away without a second thought, knowing that we could not aford it. When he proposed 6 mos later he was so proud to be able to put that ring on my finger. I would have been proud to wear any ring that he could afford, but the fact that he sacrificed and worked so hard to give me the ring he knew I loved is what makes it so much more special. I will proudly wear these rings all my life and they will passed on to my children. Women are not as shallow as you think. We do like a pretty ring, but no matter how big or small the ring ends up being we are not ignorant to the personal sacrifices you made to give it to us. This sign of your commitment is what we are looking for. Don't be cheap just because all you see is a material object. It is truly not just about a big shiny rock.
buymearingbiotch
2 months salary..is that gross or net? Gross would be $16K and net would be $11K..either way that is insane. I will consider spending between $5-7K and thats it.
I figure if you are going to do it go middle of the road...not too cheap and not insanely expensive but then again its all relative.
A woman's perspective
As a bride-to be, I am a bit offended that the article (and many of those who left comments) assume all women care how much you spend on the ring. Personally, I did not want a ring at all but my mother gave me the diamond my late father had given her. My fiance spent all of $600 to have it re-set. And that included the jeweler setting my father's birth stone in the old ring in memory of him. Two months salary? No. The best ring I could ever have wanted? Yes. The sentimental value is what counts for me and I am sure many other women feel the same way.
I'm ready, yet not...
Sooo I'm ready to start looking at rings...I know she is the one. But I have credit card debt that I NEED to pay down and I know I want to go back to school to get my Master's. We've already talked about moving in together within a year. So do I save the money for the 2 month's salary or do I pay down the debt which will at least take another year? And what about the honeymoon? That's where I really want to spend a large amount of money for a great getaway vacation...what do I do?
Equal Rights
Ladies, WHERE IS *YOUR* SIGN OF LOYALTY AND COMMITMENT TO HIM? Aren't we living in 2009? Aren't men and women supposed to be equals?
Why aren't you spending two month's of YOUR salary (if you even work) on a ring or other gift for HIM?
Oh, that's right....you're only "equals" when it's convenient....lol.
CJB
I am not going to spend $8,500 on a ring. No way. No how. That's a ridiculous proposition, pun intended. I love my woman and I will spend every day for the rest of my life making her happy. I could buy her a $20 silver ring to propose with, It doesn't matter.
Just A Girl...and so many other women on here saying "Spend, Spend, Spend!" You're exactly the type of women I am glad I am NOT marrying!
A ring is a symbol. The DIAMOND company wants you to spend a lot of money on a DIAMOND ring. It's unbelievable how many of you pathetic sheep follow these marketing campaigns as if they were gospel.
Jackson
Yes, lets face it, a car is a status symbol. You can get a practical, reliable car for under 10k. If a guy has a reliable, practical, inexpensive car, than his bride too be shouldn't be upset with an inexpensive, practical ring. However, if the guy thinks an inexpensive, practical car is not good enough for him... then of course he should not get the love of his life a practical ring. It tells the girl that he doesn't value her as much as himself, and that he doesn't value the symbol of his love and commitment as much as his status. That's not a good way to start out a marriage.
Melissa
I agree with girl and just a girl. It's sad to see a man driving a nice car and his girl wearing a dinky ring. It just goes to show what he values more... himself and his ride, or his commitment and bride.
Darryl
I am 51 and this is all stressing me out...I make just over 172,000 now that would mean...a 29,000 ring !!! Forget affordability...just practicality. I told her the ring would cost over 20M and her remarks were.."are you outta your F%$#in mind"... Now the background is we were both married before..neither received or gave a ring the first time. Maybe I want to do it right this time..but I admit. Her response is valid !
angelina
the bigger the better....its also for your own face for good's sake, dont be so sharby....most of the guys are just worried about this ring will not be able to cut into half when they divorce
inlove
Personally I think to each its own. According to this 2 month salary thing my fiance should have spent 75,000 but he only spent 35,000. So it really depends and I loooooove my ring!
Anonymous
We got engaged on Valentine's Day 2008, the biggest day of the year for engagements I guess. I got a 3 carat yellow zircon ( which is a real genuine stone, not a CZ ) that is set in white and yellow gold and has small diamonds down either side of the band. I absolutely love it! It sparkles just like a diamond and it didn't cost us a down payment on a house to afford it. Everyone thinks it's a diamond but if they ask I proudly tell them it's a zircon. It's beautiful!
his salary or mine?
Interesting posts-- I think the two months things is just a guideline, as other have said, think about her and what kind of ring would she most love-- since she will have to wear it for the rest of her life. I'm not big on jewelry and would say budget-conscious BUT... I do want to receive a beautiful ring. I make a little over 6k a month, my guy makes close to double what I make-- it would be crazy for him to spend that kind of money on a ring-- but I will wonder if it's something dinky
Bargain Hunter
You may also want to consider going to a resale or pawn shop. You will not pay nearly the amount you would in a retail store in the mall. I got a 1/2 carat solitare in platinum for only $500. The 1/2 carat heart shaped I had picked out in the mall was $1500 on sale.
2FOR1
I spent 1250.00 on my wife and was able to get a engagement ring and wedding band set. When together it is a very unique and beautiful ring. I think people are too quick to think that the price they see is the price you pay. This is not so for a diamond. try and haggle - you might just be supprised. P.S. the original cost of my ring set was 2250.00
Bride to Be
It's things like this that make me go: I'm glad my fiance chose to give me a sapphire than a diamond (European custom, supposedly.). :)
I'm a college student, my fiance is just starting out in his career. Who can afford that kind of money these days in the times we're in? There's far more important things to spend 2 months income on than a rock that sits on a finger and does nothing... like maybe save up for a downpayment on a house?
Paul D
One of the comments were that you are taking the best years of woman's life....so two months of salary for 4 years(avg. lifespan of a marriage nowadays).... a guy would get laid for 250 times for that period(yeah, sex is rarety once you get married).....at $5k per month(avg. salary) that ends up being $40 per lay.... still a pretty good deal.. one just ends up paying upfront
Jmd
At the beginning I never got a chance to give my wife an engagment ring due to our limited income . But even so we have been married for 11 years now. On our 10 year anniversary I finally gave her the engagment ring , the tears on my wife eyes said it all. Her ring cost me $549.00, and before anyone starts thinking what a cheap bastard I am my wife and I handle our mony very well, we own our company and have been debt free (except for our house)2 years. And she is my everything.(please excuse my grammer , inlish is not my first language)
Synic
Life is not about things bought, but the life you lived. No one will give a shit when you die about how big the ring you got when you got married was. Your marriage may not even last. Marriage is just a piece of paper and a bunch of false promises that will hardly ever hold up. Who cares about any of this mess, just love the best moments you have with the best person you have.
Good Woman
The sad truth is that if your lady TRUELY loves you the ring won't matter. It's the fact of being married and the sacred bond that is promised through that cerimony that matters the most. Some girls are happy with a ring from a cracker jack box, all the others are looking for a trophy to show off to their friends and brag about how much more their man loves tham then the man of one their friends. It's all just a show. Don't worry about how much the ring costs. Get what you can afford. If your lady really loves you, she'll love the ring because it is FROM you!!!
Love me like a lady
Buying the ring is not only about the money it costs, or even about the love you share. Getting married is a lifetime commitment, the ring is a symbol not only of your love, but also of your commitment and willingness to sacrifice. Who just jumps up and can spend 2 months of salary on a ring? Take the time, make the sacrifice and SAVE up the money. Make her feel special and important to you. Knowing your partner is very important but be willing to make the sacrifice, take the time to save up as a symbol of your love and commitment.
Anonomous
I don't know what the answer to this question is. I don't know the proper amount or percentage. What I do know is that soon after engagement typically comes (1) a wedding, (2) a honeymoon, and (3) a home (downpayment + mortgage). People typically get married in their 20s and typically making a 5-figure income at this point in their lives. So how can a 5-figure income afford an awesome ring, an extravegant wedding, exotic honeymoon, and a comfortable home all within about a one year time frame. I feel screwed. Unless you have wealthy parents who can help front the bill this just doesn't seem realistic for us 20-somethings to do. Then again, perhaps thats why so many of my generation is extremely debt-riddin.
Best Answer Ever
I am a surgeon going through a divorce. I cannot afford two months salary on my girlfriend. And I know some of you can't either. I asked a few people this question until my friend Betsy came up with the perfect answer. This answer doesn't matter whether you're a rich CEO or a hamburger flipper in McDonald's.
Betsy says, "...that because a woman is willing to give up her "beautiful" years as well as her child-bearing years for you the ring better be nice. As for how much it should cost. Well, price doesn't matter--AS LONG AS IT HURTS YOU FINANCIALLY!"
That's it! Perfect answer. I just bought a ring that will end up costing me about $6500. How could I possibly spend $32,000 on a ring. That is crazy. Especially when I am forced to give my ex wife $4200 every two weeks in alimony and child support.
DBF
bad bitch
For all that think the price mattes its just a engagement ring its not your wedding ring. I think price do not matter at all its the love and the thought that count if spent he spent 300 to 1000 on an engagement ring he brought it and that what matter all lady , girls or women need to stop thinking about the price, size and the dam diamond.
True Love
I'm sorry, but anyone who expects their partner to spend two months salary on an engagement ring needs to examine their moral values and priorities. You're basically putting a price tag on love, your relationship, and your lives. I can guarantee you that there is no correlation between the compatibility/success of a relationship and the money the groom spends on a ring.
The ring should look nice and display to everyone that the person is taken. A woman who really loves a man (like my wife) appreciates those things above a standard. Love is about trust, communication, dedication, and appreciation through actions. A man should definitely spend money on his wife to be, but he shouldn't put his new family in debt or irresponsibly consume because of it.
The fact that the two months salary requirement stems from a diamond company and we follow it really says something about superficially consumer driven we are. When we start spending (or saving) on more things that matter, we can finally realize what's important. I've known a lot of women who have expensive engagement rings (not to mention handbags, shoes, etc.), and it's funny how their happiness from those things doesn't last long. It's also funny how a great compatible partner brings you true eternal happiness, and they won't put a price tag on how much you care for each other.
Just a girl
boys, boys. I think some of you have this all wrong. You obviously don't understand the importance of a ring to a woman. This is the one thing that we have been looking forward to since we were teens laying around and daydreaming with our friends. I am not a superficial person, but come on...no matter what a girl says unless she never wears jewelery, she wants a decent ring. One of you used the phrase "waste 2 months salary"??? Seriously you should not be getting married if buying the woman you love a ring is "a waste of money". You don't need to go crazy, but don't be cheap either. If you buy a ring and say you will upgrade...that is crap also(if you make a decent income)! What, you don't love her enough now to buy something decent,but if it lasts then you will in the future? You want to be proud and feel good about what you give and most importantly want to make her happy. This is one ring for the rest of your lives. Pick up some shifts at work, stop buying extras for yourself, save...and do what is right!
J-Money
The article does suggest that it's ok to go under the 2 month rule if you are on a really tight budget... but what about the opposite end of the spectrum? What if you make $800,000/year... are you really supposed to shell out $67,000 for a ring? It just seems a bit absurd to spend that much on a freaking ring, and it doesn't seem safe to be wearing something that expensive on your finger all the time. I would be worried about my wife getting a finger chopped off! What would be an appropriate amount to spend if you make 300k? 500k? 800k? 1 Million?
Engaged chick
Fortunately (hopefully) you're partner won't be marrying you for your money, and will recognise that your thoughts and feeling are more inmportant than the number on the receipt for the ring!
I've never been a fan of diamonds (I mean really, they are a bit bland) but my lovely fiance bought me an antique diamond ring: the thing about it that we fell in love with was the setting, not the stone! We were also happy it wasn't too big, so it won't constantly get snagged, and it didn't cost us 2 months salary we need to pay for the wedding and a house down-payment!
Know yourself, know your partner: what suits you both best may be completely different from these advertising campaigns/"traditions"
John
Oh boy! I'm about to try looking for one also. May God have mercy on me too! Also for the poor girl I love. May she be blessed for tolerating me!
John
Oh boy! I'm about to try looking for one also. May God have mercy on me too! Also for the poor girl I love. May she be blessed for tolerating me!
Anon
Haha, I'm a student, so my 2 months of salary is like -$1000 ( if you count tuition as salary). How do they like their marketing campaign now.
Rantipole
Yes, the two month thing is suggested primarily by... DeBeers! Who want to sell diamonds! A bit of a conflict of interest there. Of course, you won't find many brides disagreeing with their suggestion. ;-) Still, while technically I suppose I could have afforded two months, I found an amazing ring for around 1 month's salary... it just took a LOT of footwork! That is what is missing from this article: you don't necessarily want to walk into one jewelry store and walk out with a ring. Go to a bunch and check out all the options.
Pat
From the time you give your Wife/Husband "to be" an engagement ring, how long can/should engagement be before marriage?
Kevin
Everyone's situation is different, and the "two months salary" marketing slogan should be viewed as a suggestion. Additionally, I would never consider buying a mined diamond. Man-made diamonds (gemesis, apollo, etc..) are higher quality, and much more unique (available in yellow, pink, blue). If a clear, high quality stone is your preference, moissanite is a great way to go. It's more durable than diamond and more brilliant (fire). Think outside the box! Almost every couple I know has the same generic 1 to 2 carat diamond. There are many more creative options available.
ransdell
maybe i can just fly by with a cubic zirconia lol
Eligius
You should choose the very best engagement ring that will fit your girl's style and your budget. It's important to make knowledgeable decisions about diamond purchasing based on the "4 Cs" (color, clarity, cut and carat weight). However, I don't think guys should get caught up in this. Remember why you're buying the ring in the first place--romance! Choose a ring you know your girl will love and then choose a diamond that fits your budget. You can always upgrade later!
Ryan
2 Months Salary is a little high don't you think. I mean especially if you and your new lady are planning on getting a house and having a nice wedding. I mean down payment on a house is 10 000 minimum and even a small wedding as a moderate location will cost upwards of 10 grand. so all ready you're into this 20 000 and they want you to spend (in my case) 15-20 thousand on a ring. that's a little much.
truth
It's a shiny rock that a bunch of old white guys have created artificial scarcity and demand for. plus, you can think about all the severed arms that you have just put 2 month's salary into.
Stupid
Adam
The 2 months salary is smart. It was created before the idea of credit cards. It may take a year or longer to save that kind of dough. Not only does it give you more time so you dont make a rash decision with the wrong person but also gives you time to learn about jewerly. Guys if I go out and buy a new truck I dont just take the first one with a decent price. Research jewerly, you are a guy and have no idea what your doing. A jeweler is like a car salesman, dont take his word for it
soon to be mrs.
diamonds are expensive guys......i would not go as to say spend ALL your money on your soon to be wife....but just know that it will be something that she will wear (potentially) all your lives together....
and as a girl that loves jewelry its not like you have to buy her a 4000 dollar ring every year.....its once!!! one time... you guys spend that on a flat screen for your sports room and dont even blink an eye!.......and i dont think that it shows how much you love the person.....but it could make your girl really really really happy.....so go on make her friends jealous... put a little more thought into the ring....dont just get the whatever ring.....get the ring that will make her scream!!!!.....there is a big difference.
girl
So you know...She may say it's "perfect" or "better than putting a strain on our relationship", but let's face it guys: THE BIGGER THE BETTER. No woman would turn down a larger, better quality ring, if given a choice. The fact is that we don't have that choice. It's not like we can say "that's kind of a dinky ring" as you are on one knee and profess your undying love and desire to spend eternity together. So do your ladies a favor and try to think of it as a good kick start to the rest of your life. Remember, you spend more on the multiple cars you'll own in a lifetime...let's hope you'd be willing to spend as much on the ONE woman you'd like to spend the rest of your life with. Learn to appreciate her and not think of the one time price of a ring as a burden. In the end...we all know that she'll pick up after you and feed you and your dumb friends in amounts that far surpass two months salary.
pat
Seriously....2 months salary is what the diamond companys want you to give them....Think about it before you jump of that cliff like a lemming. Putting a financial strain on your relationship over a ring is not worth it. Love, trust, and a good relationship is much more than a piece of jewelery. If you think that a higher price ring says that you are more committed and more in love....better get yourself a good divorce lawyer
Frank
I was also concern that a two month salary was too much, specially if you take into consideration that the wedding itself could go pricy very fast, sometime by just changing a few things here and there. Flowers, for example its something I am willing to sacrifice if I could use it in something that will last longer, such as the diamond. In all reality the whole thing its about the person who is going to hopefully share the rest of her life with you. You should buy what you can affort, it your marriage is meant to last. You can always upgrade her ring setting, diamond, etc.
Patrick
Think about your future wife. Does she wear jewelry often? Does she want a huge rock? Forget your salary for a minute and think about her. My soon to be wife never wore a ring until now and doesn't wear much jewelry to begin with. According to the 2 months salary rule I was supposed to spend $15,000 on a ring, which seemed insane to me. I was able to buy her a ring that she loves, with near flawless ratings in Cut, Color, and Clarity while sacrificing Carat for under $4,000. It's not the biggest, but it's perfect for her. Think about her long and hard before giving up 2 months income.
Great article! May God have mercy on me as I embark on this process.
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