Funny Credit Card Marriage Proposal Story
February 1st, 2010After shopping for an engagement ring for what seemed like an eternity, I found myself endlessly confused about why there were so many different kinds of rings. I gave up. I took her with me to go shopping and let her pick it out, after all, she\’s the one that has to wear it. She had no idea I would be buying it within a few days.
I stop by the store to purchase the ring she chose, one day while she was at work, and my credit card gets declined. In a state of anger and frustration I call the bank that the credit card is through to find out what was going on. The lady on the other end of the line, a very ornery individual named Terry, informed me that for security reasons they had frozen the account. Apparently, the first time you use a credit card for more than about $1000 through that bank they decline the purchase.
I asked Terry to unfreeze it so that I could make my purchase. She told me that she would need consent of both card holders in order to unfreeze the account. The other card holder was, of course, my fiance. I tried to explain to her the situation and how that would ruin any element of surprise, and she simply did not care. Those pesky privacy policies!
So, I call up my fiance, hoping and praying that they would not tell her the whole story, and just ask for her consent to unfreeze the account, and tell her that she needs to call the number on the back of the card, plus this lady\’s extension, and have them unfreeze the account. She is frustrated by the whole thing (understandably) and calls Terry, more out of her anger than to have the account unfrozen.
She calls me back and says \”Its fixed. You can go back to (store name) and spend (exact dollar and cent amount) on (ring\’s model number). I\’ll be waiting for it when you get home.\”
Crap. This bank has effectively ruined the entire process. So, I go back to the store and pay for the ring. The salesman tells me that it will take four hours to set the stone, and to come back then. Well, I had to go to work so I arranged for one of my fraternity brothers to pick up the ring for me.
Determined to at least leave some element of surprise to the occasion, I told my fiance that my brother would be picking it up and that I would go get it on my way home from work. Which I did.
But, to throw some kind of surprise in there, I came home with a disappointed look on my face. She was all kinds of excited, but then I told her that I had accidentally misspelled his complicated last name when I wrote it on the claim ticket for the jeweler, and that because of that they would not release it to him. and that I wouldn\’t be able to pick it up for two days. Of course, I had it in my pocket the whole time.
We watched our recorded televisions shows and went through our normal night time routines. As I was about to leave, and was kissing her goodnight, I said \”By the way, I lied.\” she immediately through into a fit of rage and excitement. When she calmed down I asked her to marry me. She said yes.
James Herrin (Dallas, TX)



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